I went back and found this comment from Free Tim yesterday. Since those comments are tiny things on blogspot I am putting it into a regular post.
I'm a bit on the fence about ACA (Obamacare) being mandated because if someone can't afford the cost of the lowest insurance they likely can't afford the fine/ penalty either, so why punish the poor for being poor? On the other hand, ACA has been a lifesaver for many to be able to afford insurance, and the website has helped literally millions easily find insurance, perhaps all the arguing about ACA has only helped the visibility, to their benefit because then they hear about it and at least go check it out.
[ Here is my PSA the site is healthcare.gov ]
The health care system itself is ridiculously expensive compared to those of other countries and is a bit rigged towards the insurance companies where the uninsured pay a lot more (sometimes more than double) and the cost of seemingly small things (soap for surgeons hand washing as one example) is hugely expensive.
Personally feel lucky at the moment to have workplace health insurance, but retiring soon and then I'll no doubt be among those looking into it more deeply. COBRA only lasts so long and then runs out.
Some may think why have insurance at all "I'm healthy," they'll think. or worse, "I'm young I don't need it."
Well, ... I broke my leg once sledding due to my own grandstanding and lack of skill I was standing up "surfing" on the sled... true story!, and it was $5,000.oo for the medical due to it breaking in a non-normal way. I'm fine it was many years ago now, but let me tell you I was highly anxious at that bill until I read the bottom line - Patient Balance = 0
For context it was in the early 1980s, today it'd be 15,000.oo
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